Adrian Capraru, Head of AI & AutomationMost AI projects in finance die between the demo and the audit. Adrian builds the ones that survive both.

Two years taking AI from first commit to production for accountancy firms and finance teams, then running it. Before that, six years in regulated FinTech, the last three as COO through an EU licence audit. Alongside both, a factory grown from 5 printers to 200+. Clients and customers in 32+ countries on four continents.

Adrian Capraru: a portrait photo that turns into a blueprint drawing of the same face
Fig. 01, photo to blueprint

02In the press, October 2026

Ten articles within a week of the 3Descu AI quoting launch, at zero ad spend. All articles with headlines and dates

  • Profit.ro
  • Observator News
  • Click!
  • Gorjul Azi
  • Romania Journal
  • 3Druck.com
  • Gorjeanul
  • 3D Printing Industry
  • AS in Gorj
  • Vocea Olteniei

What Adrian builds

The full stack of what buyers ask for now and through 2030, from the first AI service line to the team that runs it. One standard on every sheet: it runs in production, survives an audit and matches the numbers the business already trusts.

Asked now in today's best-paid AI roles Rising to 2030 where demand and budgets grow next

  1. Sht 01
    Asked now

    AI service lines, built from zero

    An Irish chartered accountancy firm offered no AI when Adrian joined. A year later it has its own client platform, a trained team, an AI Academy, published fee packages and automation clients of its own in Ireland, the UK and the US.

    Proof
    Client platform live in 10 days, 20 modules, fee packages published
    You keep
    An AI practice with its own offer, team and pricing
  2. Sht 02
    Asked now

    Finance automation that moves real money

    Bills read and posted to Xero, deal-to-invoice-to-payment across three legal entities and four currencies, month-end journals matched 107 of 107 against the bookkeeper. Every write carries an approval, an audit trail and an idempotency key.

    Proof
    About 52 invoices a month under signed approvals, live since April 2026
    You keep
    Live workflows in your ledger, with approvals and a runbook
  3. Sht 03
    Rising to 2030

    Governed autonomy, safe by design

    Controls live in the software, not in a policy document. Agents read freely, draft for review and write to a ledger only after a human approves. EU-only AI processing enforced in code, an AML gate before any client account opens. The same discipline that took a FinTech through its EU licence audit.

    Proof
    Romania's 4th ECSP crowdfunding licence, with Adrian as lead on the audit
    You keep
    Controls a regulator or auditor can read and test
  4. Sht 04
    Rising to 2030

    Evals, observability and audit trails

    Nothing ships on a good demo. Golden test sets, mutation-tested guards and regression gates decide when a release goes out, and every action leaves a logged, idempotent trail, so a retry never doubles an invoice.

    Proof
    3,000+ checks gate one platform; 120+ checkers and about 260K assertions gate another
    You keep
    The eval suite and the logs, so quality stays measurable after handover
  5. Sht 05
    Rising to 2030

    Security for agents and client data

    Hard tenant walls and nothing exposed that a job does not need. Postgres row-level security, masked PPS and IBAN numbers, CSP and HSTS, a retention purge, data processing agreements raised early and sign-in tested before anyone logs in.

    Proof
    52 of 52 sign-in tests and 5 of 5 row-level security mutation tests on a Dutch pilot design
    You keep
    A security model backed by tests, not promises
  6. Sht 06
    Rising to 2030

    Built for machine customers

    AI assistants are starting to buy on behalf of people. Adrian shipped one of the first manufacturing MCP servers, so ChatGPT and Claude can quote real parts: 4 tools, keyless, rate-limited, prices calibrated on measured parts.

    Proof
    Listed in the official MCP Registry, 18 Oct 2026
    You keep
    A storefront that AI agents can read, quote and buy from
  7. Sht 07
    Asked now

    Data foundations agents can trust

    An agent is only as good as the records under it. Client lists rebuilt, ledgers reconciled against the books the business already trusts and duplicates made impossible, before any agent is allowed to act on them.

    Proof
    587 clients rebuilt in 3,172 writes with 0 failures; a Xero audit joined 749 invoices and surfaced 391 unbilled clients
    You keep
    Clean, reconciled data the next system can build on
  8. Sht 08
    Asked now

    Adoption that sticks

    Software changes nothing until people use it. Teams trained with live demos, an AI Academy, per-person dashboards and a daily staff brief, so the workflow changes, not just the tooling.

    Proof
    AI for Accountants session for the full team (10+ people); Academy of 8 lessons and 48 prompts
    You keep
    A trained team and the material to train the next hire
  9. Sht 09
    Rising to 2030

    Built to hand over

    Fixed scope with acceptance tests, then a handover where the client owns the code, the data and the runbooks from day one. No lock-in, no black box and nobody waiting on the builder to come back.

    Proof
    Every engagement closes with a runbook, a deploy procedure and the full regression suite
    You keep
    Code, data, accounts and runbooks in your name
  10. Sht 10
    Asked now

    Operations run from 0 to 100

    The builder has also run the operation. A factory founded with an EU start-up grant and 5 printers, grown to 200+ printers with a hired and trained team, SOPs and ISO 9001:2015 certification, selling into 26 of the 27 EU member states. Before that, COO of a regulated FinTech through its licence.

    Proof
    x65 turnover in three years at a 57% net margin, no outside equity
    You keep
    An operator who knows what the system has to survive on a Monday morning

Blueprint to production

One workflow from the accountancy platform, drawn the way it runs: from the bill a client uploads to the entry an auditor can follow.

Drawing, rev ALive in production. Live since 3 Oct 2026

  1. 01

    Bill in

    A client uploads a bill or receipt to the firm's platform.

    < 1 centper document, about USD 0.009 per scan

  2. 02

    AI reader

    Two EU-hosted models extract every field and must agree.

    99.8%field accuracy, 428 of 429 fields, on a 64-file synthetic test corpus

  3. 03

    Checks

    VAT number checked against VIES. An AML gate keeps a client account blocked until identity is verified.

    0silent errors on the browser path

  4. 04

    Human approval

    The bill is drafted in Xero for review. Drafts, not postings: a person signs off.

    Draftsnot postings, wherever money moves

  5. 05

    Posted to Xero

    Approved bills post to Xero; supplier payments export as SEPA pain.001 files.

    87/87deploy smoke test on every deploy since 6 Oct

  6. 06

    Audit trail

    Every action is logged and idempotent, so a retry never doubles an invoice. Failed jobs land in a queue a person reviews.

    3,000+automated checks green

Selected work

Seven case studies, from a regulator's audit to a factory floor: the context, the hard constraint, what was built and the measured result.

  1. DWG AC-101Live in production 10 daysfirst commit to live production

    Accountancy firm: AI service line from zero, platform live in 10 days

    An Irish chartered accountancy and audit firm offered no AI. Adrian built the service line and runs it: a 20-module client platform live in 10 days, EU-only AI processing enforced in code, an AML gate, Irish statute as software, and AI training for the whole firm.M.A. Whately & Co., Irish chartered accountancy and audit firm
    99.8%AI bills field accuracy, synthetic test corpus Stack: TypeScript, Vercel, Supabase (PostgreSQL, RLS), Gemini via Vertex AI EU Case 01 / 07Read case
  2. DWG AC-102Licensed ECSP operator Mar 2024ECSP licence granted by the ASF

    HighCrowd: EU crowdfunding licence, as COO

    Three years as COO of a regulated real-estate crowdfunding platform. Adrian was the lead on the authorisation and audit with the ASF, built automated KYC and AML onboarding and the investor-protection flows, and the platform received its EU crowdfunding (ECSP) licence in March 2024.HighCrowd, real-estate crowdfunding platform for retail investors
    45 to 8minutes to onboard an investor Stack: ECSP, Regulation (EU) 2020/1503, LemonWay (PSD2), KYC and AML, Penetration testing Case 02 / 07Read case
  3. DWG AC-103Operating and growing x65turnover in three years, 57% net margin

    3Descu: factory, platform and MCP server

    A 0-to-100 story. An EU start-up grant and 5 printers in 2022; today an ISO 9001:2015 certified company with 200+ printers, buyers in 26 of the 27 EU member states, a 57% net margin with no outside equity, its own quoting platform in four languages, and one of the first manufacturing MCP servers.3Descu (TREIDESCUPRINT SRL), on-demand 3D printing for engineering buyers
    200+printers, from 5 in an apartment Stack: React, TypeScript, Supabase (PostgreSQL, Edge Functions), Stripe Case 03 / 07Read case
  4. DWG AC-104Live in production 3 entities4 currencies, live since April 2026

    HubSpot to Xero, multi-entity invoicing

    Automation that moves real money: closed deals become approved Xero invoices in the right legal entity and currency, emailed to the customer and chased until paid. Live since April 2026, about 52 invoices a month under signed approvals.Multi-entity B2B software reseller (US, UK and EU companies), delivered through M.A. Whately & Co.
    212+invoices processed by September 2026 Stack: n8n, HubSpot API, Xero API (3 tenants, OAuth2), Supabase (PostgreSQL) Case 04 / 07Read case
  5. DWG AC-105Reporting checked live on demo data 5/5isolation policies caught by mutation tests

    EU-sovereign financial reporting platform

    An EU-sovereign financial reporting platform with no US-owned service in the stack: self-hosted in the Netherlands, Microsoft sign-in, Exact Online ledgers turned into board-ready reports for education organisations, and tenant isolation proven by tests.Dutch education-sector finance platform
    52/52sign-in end-to-end tests pass Stack: Next.js 15, Supabase (self-hosted PostgreSQL, RLS), n8n (self-hosted), Docker Compose Case 05 / 07Read case
  6. DWG AC-106Live 107/107match against the bookkeeper's manual entries

    Tour-operator Xero prepayments, 107/107

    Supplier bills read, coded and moved from prepayments to expense by arrival month, as draft journals the bookkeeper approves. Matched the bookkeeper's own entries 107 of 107 before go-live.Irish tour operator, delivered through M.A. Whately & Co.
    10/10daily production runs green Stack: Python 3.12, Xero Accounting API (OAuth2), GitHub Actions, pypdf Case 06 / 07Read case
  7. DWG AC-107Delivered 5 hotelsmatched to accounting, cell by cell

    5-hotel daily revenue reporting

    Six daily reports for five hotels, built from the property-management and point-of-sale exports and matched to the accounting team's own figures, cell by cell, for every hotel.Hospitality group operating in Spain and Romania
    100%point-of-sale match on three test days Stack: Python, n8n, Google Cloud Run, Google Cloud Storage Case 07 / 07Read case

In other people's words

Top Rated on Upwork: 100% Job Success, 22 contracts for clients across Europe, the US and Australia, 12 of 12 rated contracts five stars, one client hired four times. All work inbound. Below: every public review, a verified factory buyer and the press, quoted as published.

Adrian is a total pro. Just looking at his CV you can tell he's not the average freelancer on here, and the work really proved it. The automation runs perfectly…

Nicolas P., Upwork client, five stars. Workflow set-up.

What Upwork clients tagged most

  • Committed to Quality7
  • Professional6
  • Clear Communicator3
  • Detail Oriented3
  • Collaborative2
  • Reliable2
  • Solution Oriented2
  • Accountable1
  1. Upwork review5 out of 5 stars

    Capraru was extremely knowledgable in N8N, AI and general automation. He put together an excellent workflow that helped us achieve human scoring, automated content. We are hiring him for our next AI automation project.

    UK internet-marketing firmAI workflow automation, n8n
  2. Buyer review4.7/5 from 200+ buyers

    The precision of the parts were astonishingly good

    Verified B2B buyer, 3DescuCustom 3D-printed parts
  3. Upwork review5 out of 5 stars

    The Prompt Optimizer workflow is solid… By unifying the architecture, you've stopped the AI from getting 'identity confusion' between different PLC vendors. It's now perfectly modular… That's why I gave him a bonus because he exceeded… Clean, professional, and future-proof.

    Danish industrial-automation teamSelf-improving LLM pipeline for PLC code
  4. Press21 Oct 2026

    Povestea de succes a unui gorjean: Adrian Capraru a pornit cu 5 imprimante 3D si a construit o fabrica ce produce pentru toata Europa

    In EnglishThe success story of a man from Gorj: Adrian Capraru started with 5 3D printers and built a factory that produces for the whole of Europe.

    Gorjul Azi: read the articleHeadline, as published
  5. Upwork review5 out of 5 stars

    Great professional. Fast, smart, clear. Already doing a new contract with him to keep working.

    Spanish travel agencyHubSpot and WhatsApp AI automation
  6. Upwork review5 out of 5 stars

    Adrian is a great professional! He finished the job perfectly with a very detailed instructions on how to use it and is always available to help!

    US app and media brandAI video ad pipeline
  7. Press24 Oct 2026

    Adrian Căpraru, antreprenorul din Gorj care transformă imprimarea 3D într-o afacere europeană

    In EnglishAdrian Capraru, the entrepreneur from Gorj turning 3D printing into a European business.

    Vocea Olteniei: read the articleHeadline, as published
  8. Upwork review5 out of 5 stars

    Perfect freelancer

    Italian web agencyn8n cold-email workflow
  9. Upwork review5 out of 5 stars

    Adrian is very skilled and very professional, always a pleasure to work with him!

    US app and media brandAI video ad pipeline, second contract
  10. Press21 Oct 2026

    Romanian Factory 3Descu Opens Its 3D Printing Quotes To AI Assistants

    Romania Journal: read the articleHeadline, as published
  11. Upwork review5 out of 5 stars

    Amazing and fast work again, thanks Adrian!

    US app and media brandAI video ad pipeline, repeat contract
  12. Press24 Oct 2026

    3Descu enables 3D printing quotes through ChatGPT and Claude

    3D Printing Industry: read the articleHeadline, as published
  13. Upwork review5 out of 5 stars

    Amazing work once again, Adrian is very pro and reliable!

    US app and media brandAI video ad pipeline, fourth contract
  14. Press25 Oct 2026

    Afacere de succes, pornita la Targu Jiu de tanarul Adrian Capraru

    In EnglishA successful business, started in Targu Jiu by the young Adrian Capraru.

    AS in Gorj: read the articleHeadline, as published
  15. Press21 Oct 2026

    Fabrica pornita intr-un apartament cu 5 imprimante de un tanar intors acasa a ajuns la afaceri de circa 1 milion lei

    In EnglishA factory started in an apartment with 5 printers by a young man who came back home has reached a turnover of about 1 million lei.

    Profit.ro: read the articleHeadline, as published
  16. Press23 Oct 2026

    Fabrica din Targu Jiu care produce piese pentru diferite utilaje cu ajutorul Inteligentei Artificiale. Antreprenorul a demarat afacerea cand era student

    In EnglishThe Targu Jiu factory that makes parts for various machines with the help of artificial intelligence. The entrepreneur started the business as a student.

    Gorjeanul: read the articleHeadline, as published

How the work runs

Understand the process, ship behind gates, hand over the keys.

  1. Rev A

    Understand the process first

    Work starts inside the team that does it: their spreadsheets, their month-end, their edge cases. The process is redesigned before anything is automated, and scope is fixed with acceptance tests.

  2. Rev B

    Ship behind gates

    Small releases behind evals and regression gates, a rehearsal on demo data, then a dry run on live data that changes nothing. One dry run turned 587 would-be payroll tasks into exactly 38 before a single one was created.

  3. Rev C

    Hand over the keys

    Code, data and accounts sit with the client from day one. Runbooks, tests and a trained team stay behind, so the system outlives the engagement.

Numbers computed, words generated
Figures come from deterministic code; AI writes the words around them. A fee, a VAT amount or a filing deadline is never a model guess.
People approve what needs judgement
Agents act; people sign off wherever money, customers or a client ledger are involved. Drafts not postings, signed approval links, confirm-first assistant actions.
Evals and regression gates
Golden test sets, mutation-tested guards and deploy smoke tests. 3,000+ checks gate one platform; 120+ checkers and about 260K assertions gate another.
A trail an auditor can follow
Every action is logged and idempotent, so a retry never doubles an invoice. Failed jobs land in a queue a person reviews, never in silence.

From FinTech operator to Head of AI

6 years in FinTech product and operations, the last three as COO, plus 2 years shipping AI automation in production.

  1. Mar 2020 to Oct 2021

    Community Manager, then Product Manager, EvoEstate

    Pan-European real-estate crowdfunding aggregator serving 6,700 investors. Promoted from Community Manager to Product Manager within 8 months.

  2. Oct 2021 to Jun 2024

    Head of Community, InRento

    Licensed buy-to-let crowdfunding platform. Ran the investor side of the 2022 EvoEstate-InRento merger, which joined the two into one investor base of 12,000+.

  3. Oct 2022 to Oct 2025

    Chief Operations Officer, HighCrowd

    EU-regulated real-estate crowdfunding platform for retail investors. Took it from start-up to licensed operator as lead on the authorisation process and audit with the ASF, Romania's financial regulator. EU crowdfunding (ECSP) licence granted March 2024: Romania's fourth, and the second for real estate.

  4. Jun 2022 to present Live

    Founder, 3Descu (TREIDESCUPRINT SRL)

    On-demand 3D printing manufacturer for engineering buyers across Europe, founded on an EU start-up grant with no outside equity. Runs strategy, P&L, pricing, production and sales, and wrote every line of the software.

  5. 2023 to present Live

    Co-Founder & Automation Architect, Systemartis

    Bucharest AI systems studio, team of 4, that takes mid-market companies past the pilot and into production. Leads the automation practice, from process discovery and solution design to the agents, workflows and code that run in production.

  6. Oct 2023 to present Live

    Founder, Innovium

    Own consumer-products brand, founded in 2023 and profitable in its second trading year: registered EU trademark (9 classes), 66+ products on European marketplaces, about EUR 50K revenue in 2025. Runs on automation: courier labels, ANAF e-invoicing and order flows, plus a pricing layer built with Systemartis (related party) after which marketplace sales rose 40% in a year.

  7. Oct 2025 to present Live

    Director of AI & Business Automation (contractor), M.A. Whately & Co.

    Irish chartered accountancy and audit firm. Hired to bring AI into a regulated practice; built its AI & Automation service line from nothing and runs it as sole owner of AI, reporting to the principal: scoping, pricing, build, training and support.

  8. Dec 2025 to present Live

    Senior finance-ops AI engineer, Independent practice (Upwork)

    Top Rated on Upwork with a 100% Job Success Score: 22 contracts for clients across Europe, the US and Australia, 12 of 12 rated contracts five stars, one client hired four times, all work inbound. Takes the work most freelancers avoid: finance data, regulated sectors and systems that must run unattended.

A portfolio career since 2022: founder roles run alongside an executive role and client work. Overlaps are deliberate, not inflated dates. The full story

Certifications 20

From 2022 to 2025: AI and product management, FinTech and cloud, automation and data, leadership and agile, and design. Each one with its credential ID; verify links open the issuer's record.

AI & product08

  1. IBM, via Coursera

    IBM AI Product Manager Specialization

    Oct 2025
    ID HVIGBVIIKFJR
    Verify: IBM AI Product Manager Specialization

  2. Product School

    Artificial Intelligence Micro-Certification (AIC)

    Sep 2025
    ID cert_v1slc8sr
    Verify: Artificial Intelligence Micro-Certification (AIC)

  3. Product School

    Product-Led Growth Micro-Certification (PLGC)

    Oct 2025
    ID cert_2wflrqqv
    Verify: Product-Led Growth Micro-Certification (PLGC)

  4. Product School

    Product Strategy Micro-Certification (PSC)

    Sep 2025
    ID cert_8jnjnypt
    Verify: Product Strategy Micro-Certification (PSC)

  5. 365 Careers, via Udemy

    The Product Management for AI & Data Science Course

    Sep 2025
    ID UC-bf1fe4af-9131-497c-8bb8-b5d69d01ab18
    Verify: The Product Management for AI & Data Science Course

  6. Google Cloud Education

    AI for Product Management

    Sep 2025
    ID aab71233-6754-41b7-8985-ba54edb0f0db
    Verify: AI for Product Management

  7. Simplilearn

    Product Management Basics

    Sep 2025
    ID eyJjb3Vyc2VfaWQiOiI0OTE3IiwiY2VydGlmaWNhdGVfdXJsIjoiaHR0cHM6XC9cL2NlcnRpZml
    Verify: Product Management Basics

  8. Mind the Product

    Product Management Basics Certification

    Sep 2025
    ID bb82d1d0-65ee-4fe6-8154-afbd9167ccd4
    Verify: Product Management Basics Certification

FinTech & cloud03

  1. The Wharton School, University of Pennsylvania, via Coursera

    Fintech: Foundations & Applications of Financial Technology

    Sep 2025
    ID M7N8EMTUSU3R
    Verify: Fintech: Foundations & Applications of Financial Technology

  2. Amazon Web Services (AWS)

    AWS Cloud Solutions Architect

    Oct 2025
    ID O9CSUVC8VTO7
    Verify: AWS Cloud Solutions Architect

  3. Digital Cloud Training, via Udemy

    AWS Business Essentials - The Business Value of AWS

    Sep 2025
    ID UC-cc647bc6-d37a-42ea-9e16-0e0cacba644b
    Verify: AWS Business Essentials - The Business Value of AWS

Automation & data04

  1. Udemy

    Business Process Automation: Certification

    Sep 2025
    ID UC-8a5f6328-f218-4ddc-80ba-bca252183125
    Verify: Business Process Automation: Certification

  2. Maven Analytics, via Udemy

    SQL for Data Analysis: Beginner MySQL Business Intelligence

    Sep 2025
    ID UC-a604506a-fedf-4aa6-819e-5b583b1ad5f7
    Verify: SQL for Data Analysis: Beginner MySQL Business Intelligence

  3. Udemy

    Salesforce Essentials: Mastering CRM for Business Success

    Sep 2025
    ID UC-39cf6207-3d62-4577-a4e1-1f004f469900
    Verify: Salesforce Essentials: Mastering CRM for Business Success

  4. HubSpot Academy

    HubSpot Inbound Marketing Certification

    Oct 2025, valid to Nov 2027
    ID vhk48br8
    Verify: HubSpot Inbound Marketing Certification

Leadership & agile03

  1. Duke University, via Coursera

    Agile Approaches for Modern Leadership

    Oct 2025
    ID 3FX307JFKNKS
    Verify: Agile Approaches for Modern Leadership

  2. Institute of Management, Technology and Finance, via Udemy

    Certificate in Business & Operations Management Excellence

    Sep 2025
    ID UC-16b1fe57-4029-4061-95f1-0a797582b877
    Verify: Certificate in Business & Operations Management Excellence

  3. 365 Careers, via Udemy

    The Complete Agile & Scrum Project Management Course

    Sep 2025
    ID UC-9890e767-b2ba-4586-bf64-e0ced7f94b37
    Verify: The Complete Agile & Scrum Project Management Course

Design02

  1. Udemy

    Complete Web Design: from Figma to Webflow to Freelancing

    Nov 2022
    ID UC-00f3dc54-c375-473f-ad30-6c5268802d58
    Verify: Complete Web Design: from Figma to Webflow to Freelancing

  2. Udemy

    Complete Web & Mobile Designer in 2022: UI/UX, Figma, +more

    Sep 2022
    ID UC-2c549221-fa9d-4494-a02c-91d1cf9bfc46
    Verify: Complete Web & Mobile Designer in 2022: UI/UX, Figma, +more

Similar problem, or hiring for this?

For a Head of AI or fractional CTO role, AI deployment work with a finance-heavy team, or a fixed-scope project: one email is enough to start.

adriancapraru27@gmail.com